Calculate your monthly loan payment (EMI) for home loan, car loan, or personal loan. Also shows exactly how much principal and interest you pay each month.
Monthly EMI
₹0
Total Payment₹0
Total Interest₹0
Month-by-Month Payment Breakdown
Month
EMI
Principal
Interest
Balance
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How to Use the Loan Calculator
Enter the loan principal amount.
Enter the annual interest rate.
Enter the loan tenure in months or years.
See your EMI, total interest, and full amortization schedule.
Frequently Asked Questions
A month-by-month table showing the principal and interest breakdown for each payment, along with the remaining loan balance after each EMI.
Make a larger down payment to reduce principal, negotiate a lower interest rate, or increase loan tenure. Note: longer tenure means paying more total interest.
Prepayment reduces the outstanding principal and saves interest. Recalculate with the remaining principal to get the updated EMI or tenure.