SIP (Systematic Investment Plan) lets you invest a fixed amount every month in mutual funds. See how much your money will grow over time.
What it does: Free SIP calculator for mutual fund systematic investment planning — Enter monthly investment amount, expected return rate, and years, get maturity amount, total invested, and estimated returns instantly.
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How to Use the SIP Calculator
Enter your monthly SIP amount.
Enter the expected annual return rate (e.g., 12% for equity funds).
Enter the investment duration in years.
See total invested, estimated returns, and maturity value.
Frequently Asked Questions
Equity mutual funds have historically delivered 10–14% annually over long periods. Use 12% as a conservative estimate for equity SIPs.
SIP reduces timing risk through rupee cost averaging — you buy more units when prices are low. Lump sum can outperform in a consistently rising market.
No. Mutual fund returns are market-linked and not guaranteed. Past performance does not guarantee future results.